Christine Sosa - RE/MAX On The River



Posted by Christine Sosa on 6/19/2018


3 Devonshire Rd, Amesbury, MA 01913

Single-Family

$619,000
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Relax and enjoy your scenic ride home along the beautiful Merrimack River. This very special home situated on a cul de sac abutting acres of Conservation Land will afford you all the comforts you deserve. Spacious Eat-In kitchen has large island, lots of cabinets, granite counters and built in microwave with access to expansive trek deck overlooking private back yard. Bright family room with gas fireplace, dining room off kitchen has tray ceiling, and living room opens into kitchen providing great open floor plan for entertaining. 1st floor laundry. Beautiful master suite w/vaulted ceilings(extra large walk-in closet and luxurious master bath), along with 3 more bedrooms on second floor. Vibrant downtown Amesbury offers restaurants, shops and multiple marinas along Pleasant Valley Rd for boat enthusiasts, easy commute to highways and close to Plum Island Beaches. Walk out basement with lots of light and high ceilings has potential for future expansion possibilities.
Open House
Sunday
June 24 at 1:00 PM to 3:00 PM
Feel free to send your buyers.
Cannot make the Open Houses?
Location: 3 Devonshire Rd, Amesbury, MA 01913    Get Directions

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Categories: Open House  


Posted by Christine Sosa on 6/18/2018


3 Devonshire Rd, Amesbury, MA 01913

Single-Family

$619,000
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Relax and enjoy your scenic ride home along the beautiful Merrimack River. This very special home situated on a cul de sac abutting acres of Conservation Land will afford you all the comforts you deserve. Spacious Eat-In kitchen has large island, lots of cabinets, granite counters and built in microwave with access to expansive trek deck overlooking private back yard. Bright family room with gas fireplace, dining room off kitchen has tray ceiling, and living room opens into kitchen providing great open floor plan for entertaining. 1st floor laundry. Beautiful master suite w/vaulted ceilings(extra large walk-in closet and luxurious master bath), along with 3 more bedrooms on second floor. Vibrant downtown Amesbury offers restaurants, shops and multiple marinas along Pleasant Valley Rd for boat enthusiasts, easy commute to highways and close to Plum Island Beaches. Walk out basement with lots of light and high ceilings has potential for future expansion possibilities.
Open House
Sunday
June 24 at 1:00 PM to 3:00 PM
Feel free to send your buyers.
Cannot make the Open Houses?
Location: 3 Devonshire Rd, Amesbury, MA 01913    Get Directions

Similar Properties





Categories: Price Change  


Posted by Christine Sosa on 6/18/2018

If you’ve been considering taking the next step toward homeownership, you’ve likely heard about FHA loans. Offered by the Federal Housing Administration (hence, “FHA”), these loans are great for a number of people hoping to purchase a home but who don’t have a large down payment saved.

There are many misconceptions about FHA loans since they’re often advertised by large, private mortgage lenders but are technically a government program. In order to clear up some of the confusion, we’ve provided answers to some frequently asked questions regarding FHA loans.

Read on to learn about FHA loans and how they might help you purchase a home.

Who issues an FHA loan?

FHA loans aren’t issued by the government. Rather, they’re issued by private lenders but insured, or “guaranteed,” by the government.

Since lenders want to make sure they’ll see a positive return from lending to you, they typically want you to have a high credit score and a large down payment (typically 20%). However, not everyone is able to meet those requirements. In this situation, the FHA is able to help you acquire a loan by giving your lender a guarantee.

Are there different types of FHA loans?

Yes. In fact, there are nine distinct types of loans guaranteed by the FHA. These include fixed rate mortgages, adjustable rate mortgages, refinance loans, reverse mortgages, VA loans, and more.

What do you need to qualify for an FHA loan?

It’s a common misconception that you need to be a first-time buyer to qualify for an FHA loan. However, if you have previously owned a home that was foreclosed on or if you’ve filed for bankruptcy, the foreclosure and bankruptcy have to be at least three years old.

You’ll also need to demonstrate a stable employment history, usually including two years of employment with the same employer.

Finally, the FHA will ask you for your current and previous addresses, the last two years tax returns, and the W-2 forms from any of your recent jobs.

What is the most I can borrow with an FHA loan?

The FHA sets mortgage limits on loans depending on the state and county you’ll be living in. For a single-family home, the limit ranges from $275,000 to $451,000. So be sure to check the limits for your state and county.

Can you refinance an FHA loan?

Refinancing a loan is a great way to receive a lower interest rate or to shorten the term of their mortgage to save in the total number of interest payments. In fact, the FHA typically only allows refinancing when it will result in lower interest payments on a loan.

What is the minimum credit score needed to qualify for an FHA loan?

While you don’t need excellent credit to qualify for a loan, the FHA will require you to have a score of at least a 580. You can check your score for free online from a number of companies, such as Mint or Credit Karma. Be aware, however, that scores vary between credit bureaus. So, it’s a good idea to check your FICO score once per year, which is the score used by mortgage lenders.




Categories: mortgage   FHA Loans   First Time Buyer   FAQ  


Posted by Christine Sosa on 6/11/2018


3 Devonshire Rd, Amesbury, MA 01913

Single-Family

$626,000
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Relax and enjoy your scenic ride home along the beautiful Merrimack River. This very special home situated on a cul de sac abutting acres of Conservation Land will afford you all the comforts you deserve. Spacious Eat-In kitchen has large island, lots of cabinets, granite counters and built in microwave with access to expansive trek deck overlooking private back yard. Bright family room with gas fireplace, dining room off kitchen has tray ceiling, and living room opens into kitchen providing great open floor plan for entertaining. 1st floor laundry. Beautiful master suite w/vaulted ceilings(extra large walk-in closet and luxurious master bath), along with 3 more bedrooms on second floor. Vibrant downtown Amesbury offers restaurants, shops and multiple marinas along Pleasant Valley Rd for boat enthusiasts, easy commute to highways and close to Plum Island Beaches. Walk out basement with lots of light and high ceilings has potential for future expansion possibilities.
Open House
Saturday
June 16 at 12:00 PM to 2:00 PM
OPEN HOUSE THIS SATURDAY 6/16/18 FROM 12 NOON TO 2 PM.
Cannot make the Open Houses?
Location: 3 Devonshire Rd, Amesbury, MA 01913    Get Directions

Similar Properties





Categories: Open House  


Posted by Christine Sosa on 6/11/2018

If you intend to list your house, it may be beneficial to perform home upgrades. That way, you can enhance your residence and increase the likelihood of generating plenty of interest in your house as soon as it becomes available.

Oftentimes, a home's roof will deteriorate over time. And if a home seller is not careful, he or she may be forced to repair or replace a house's roof prior to listing a residence. Because failure to update this home's roof may force a home seller to miss out on opportunities to maximize his or her home sale earnings.

For those who need help upgrading a home's roof, there is no need to worry. Many roofing contractors are available in cities and towns nationwide, and these professionals can help you update a home's roof in no time at all.

Differentiating a top-notch roofing contractor from an ordinary roofing contractor, however, sometimes can be difficult. Lucky for you, we're here to help you streamline the process of hiring the best-available roofing contractor in your city or town to update your house's roof.

Now, let's take a look at three tips to help you select the ideal roofing contractor.

1. Get Multiple Quotes

There is no shortage of roofing contractors at your disposal. Thus, you should receive quotes from multiple roofing contractors in your area.

Reach out to a variety of local roofing contractors – you'll be glad you did. In most instance, roofing contractors will offer free roof evaluations and estimates. Then, you can use the information provided by various roofing contractors to help you make an informed decision.

2. Ask Plenty of Questions

When it comes to selecting a roofing contractor, there is no such thing as a "bad" question. Therefore, you should ask a roofing contractor lots of questions to ensure you can make the best-possible choice.

Remember, roof repairs or updates may prove to be costly. But if you ask a roofing contractor for full details about a roof project, this professional can provide you with the insights you need to maximize the value of your investment.

3. Request Client Referrals

Generally, a roofing contractor can provide client referrals at a moment's notice. These referrals may prove to be exceedingly valuable, as they can help you understand what it's like to work with a roofing contractor before you make your final decision.

If you need extra help finding the right roofing contractor, you may want to reach out to a real estate agent as well. This housing market professional can put you in touch with the top roofing contractors in your city or town, ensuring you can get the home improvement support that you need.

Of course, a real estate agent can provide you with expert guidance throughout the home selling journey too. He or she can help you list your residence, promote it to the right groups of buyers and ensure you can enjoy a quick, profitable home selling experience.

Take the necessary steps to upgrade your home's roof – use the aforementioned tips, and you can hire a terrific roofing contractor before you add your residence to the housing market.




Categories: Selling Your Home   roofing   roof   roof repair